Pivot Health is not affiliated with KF Agency. Plan exclusions and limitations may apply. Products are not available in all states.
Short-term medical insurance is underwritten by Companion Life Insurance Company. This coverage is not required to comply with the Affordable Care Act and does not qualify as minimum essential coverage. This is not Medicare, Medicare Advantage, or Medicare supplemental plan.
Why a Bridge to MedicareTM Plan Makes Sense
Consider this…the median annual income of a 55 to 64-year-old is $58,760.1 Add in what can be the significant cost of health insurance before qualifying for Medicare at age 65, and it can be overwhelming, but you have an option.
If you’re aged 60–64 years and 11 months, you may want to consider a Bridge to Medicare™ Plan, which is a short-term insurance solution that helps pre-Medicare consumers “bridge” to the next stage of life when they become eligible for Medicare.
This plan is also a solution for:
Individuals who leave their employer health plan and want a solution other than COBRA
Those seeking a temporary health plan as a result of a non-permanent need
Those who are in good health and don’t have ongoing medical expenses
The Bridge to Medicare™ Plan combines health insurance coverage with fixed first-dollar benefits to supplement many routine medical expenses. First-dollar benefits are paid by the insurance company from the first dollar billed without cost sharing by you as the insured. Examples of cost sharing include copayments and deductibles.
More Reasons to Choose a Bridge to MedicareTM Plan
Three consecutive policies to help bridge the gap
Free telemedicine and other non-insurance benefits
Coverage for routine and emergency medical expenses
No network limitations
Built-in prescription drug coverage with set copays
Plans also include prescription drug benefits and additional non-insurance medical services like reduced-cost vision exams and eyeglasses, hearing benefits, emergency ambulance helicopter services and much more.
Bridge to MedicareTM Plan with Dental and Vision Coverage
More than 1 in 4 (26%) adults in the United States have untreated tooth decay2 and nearly half (46%) of all adults aged 30 years or older show signs of gum disease.3
If you’re already considering a Bridge to Medicare™ Plan, you may want to consider this plan that adds Dental and Vision coverage. It’s been proven by the medical community that your vision and especially dental health can directly impact your overall health so supporting it is important.
Features and benefits of Dental and Vision coverage
Option for next day coverage
Routine cleanings paid at 100%
Basic services include fillings, sealants and extractions
Major services include crowns, oral surgery and implants
Increased coverage after the second and third years
Speak with a licensed sales agent about a Bridge to MedicareTM plan with Dental and Vision coverage
There are two parts to the plan similar to Medicare. Our plans have a short-term medical insurance policy (coverage A) and a limit benefit insurance policy (coverage B) which are used in combination to provide coverage at lower costs than many other alternatives. The monthly premium for each insurance coverage is billed separately.
What's included with a Bridge to MedicareTM plan?
Base level of flexible, short-term health insurance.
Additional cash-payment, first-dollar limited benefit insurance coverage for every day medical expenses.
Non-insurance benefits that include reimbursed telemedicine and discounted health care services
Am I a candidate for the Bridge to MedicareTM plan?
As mentioned above, Pivot Health’s Bridge to Medicare™ Plan is for individuals and couples aged 62–64 years and 11 months seeking a health insurance option before they are eligible for Medicare. This includes those who have left their employer plan and want a different solution than COBRA, are in good health and don’t have ongoing medical expenses, and those seeking a temporary health plan as a result of a non-permanent need.
Why should you explore insurance with myHealthPolicy?
We bring you coverage options from some of the most trusted carriers. Our team of knowledgeable sales agents are also here to provide information to help you make your decision.
One location for your insurance needs
Access to carriers of choice and details about their available plans and benefits.
Coverage choices, not confusion
Trusted comparison tools so you may research and see how different plans stack up.
A network of support
Our knowledgeable agents can provide you insights on competitive offers.
Let’s have a conversation!
Our helpful licensed sales agents are available to discuss over the phone or a cup of coffee...